Get a Quote

To obtain a Quote, Please send ECU the following information by clicking here or email us:

ECU provides quotes on cases that are currently Fully Insured and may have limited information on claims data. If you are interested in transitioning to a Self-Funded Insurance Policy, please contact us for more details!


ECU focuses on providing Stop-Loss Coverage for Self-Funded employer groups. ECU also underwrites Life and AD&D. The following guidelines are required by our insurance carriers (Pan-American Life Insurance Company and Gerber Life Insurance Company:

Coverage Guide
  Pan-American Life Insurance Co. Gerber Life Insurance Co.
Minimum Size Case(ees) – Subject to minimum state regulations
25
25
Minimum Specific
$20,000
$20,000
Maximum Commission
15%
15%
States Available
All except ME, NH, NY, RI and VT.
All
Specific Advance Funding
Yes - no charge
Yes - no charge
Monthly Aggregate
Yes - $1.50 PEPM
Yes - $1.50 PEPM
Agg. Terminal Liability
Yes - $1.50 PEPM
Yes - $1.50 PEPM
Participation % Minimum
75%
75%
Life and AD&D
Yes
NO


If the above guidelines are met, we can provide you with a no-obligation quote on your comprehensive Stop-Loss Coverage.
Please send all Requests for Quote Proposals to quotes@ecumgu.com

East Coast Underwriters East Coast Underwriters