WHY CHOOSE ECU?
East Coast Underwriters is a stable, service oriented firm founded on strong relationships and sound underwriting practices to provide you with the best self-funded solutions
MEDICAL STOP LOSS INSURANCE
The most important component of a self-funded healthcare plan
East Coast Underwriters provides a variety of unique stop loss solutions to fit your company’s goals and specific risk profile. While the best approach is speaking directly with an ECU representative, here is some basic information about Medical Stop Loss:
Types of Stop Loss
AGGREGATE COVERAGE
Protects employers from the frequency of claims across the entire population of the covered plan under the specific deductible. A certain dollar amount is set that determines to what level of claims the employer will fund. The insurance carrier reimburses any claims that exceed the attachment point.
SPECIFIC COVERAGE
Protects employers from large, catastrophic claims incurred by a single individual. The insurance carrier reimburses the employer group when claims of an individual exceed the specific deductible.
REQUEST FOR PROPOSAL
complete the form below and a stop-loss representative will contact you
alternatively, you may email your RFP to quotes@ecumgu.com.